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– the National Law Journal

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Challenging Your Insurer On Long-Term Care Denial

Long-term care insurance is an integral part of many people’s elder care planning. People who take out long-term care policies do so with the understanding that their care will be paid for and their assets will be protected in the event that they need in-home or nursing home care.

If your long-term care claim has been denied, you need diligent legal representation. At The Law Offices of Hiepler & Hiepler, our long-term care claim denial lawyers help clients in California and beyond get the coverage they deserve from their insurance companies.

Our Verdicts And Settlements

We have achieved record-setting verdicts and settlements, including:

  • $89.3 Million — Bad faith insurance practices
  • $5 Million — Wrongful death — Bad faith insurance practices and coverage denial
  • $3.5 Million — Bad faith denial of health insurance
  • $3.2 Million — Bad faith insurance practices and coverage denial

Holding Insurance Companies Accountable To Their Agents’ Promises

There are a number of reasons why a long-term care claim might be denied. The insurance company may claim that the policy does not cover everything the salesperson said it would cover (for instance, in-home care) or that some information was missing on the application.

At Hiepler & Hiepler, we believe that when you pay a long-term care insurance premium, you deserve to receive the benefits you were promised when the policy was sold to you.

We will carefully investigate the facts of your case — reviewing any notes from the sales meeting, the sales agreement, the contract and the circumstances of the denial — to identify ways to hold the insurance company legally accountable and get you the results you deserve.

Contact Our Lawyers

If you have been denied insurance coverage for home health care, nursing home care, assisted living or any other form of long-term care, our attorneys can help. To arrange a free consultation, please contact us at 866-531-3532 or by email. From our office in Oxnard, we help clients across California.